Category: Blogs

Coffee Talk with John Hillman: Retaining Your Best People

Retaining willing and able staff requires consistent organizational adaptation. Diversity and Inclusion, engagement, work-life balance, flexible schedules, and aggressive work-from-home programs were scarcely known or even scorned ten years ago. An organization must constantly adapt to how they treat and engage their employees, lest lose them to a greener pasture just down the road. Something […]

KEY BEHIND THE SUCCESS OF BEING A RELATIONSHIP BUILDER BEFORE A SALESPERSON

When I was first offered a sales position 29 years ago, I had never sold anything in my life. That’s ok they told me because your knowledge of mortgage banking and your ability to establish relationships, along with just being an all-around good person will be the backbone of your success. My back is a little tired […]

NTC’s Creative Point of View

Let’s be honest, the mortgage servicing industry isn’t known for creativity. Whether you’re scrolling through industry-related websites or walking around exhibitor booths at conferences and expos, you find yourself in a sea of serif fonts, stock photos of homes, and saturated blues and greys. There is nothing inherently wrong with branding that follows industry norms. […]

NTC Honors Black History Month

NTC is committed to actively supporting and incorporating Diversity & Inclusion efforts within the company year-round. NTC’s commitment to diversity includes multiple partnerships with community and national organizations such as; Boys and Girls Club of Tampa Bay, Big Brother Big Sisters, NAACP, Foster Care organizations, and more. Our partnerships allow us an opportunity to involve […]

BRIDGING THE GAP

Coordination between State and County Offices and the Mortgage Industry Nationwide Title Clearing (NTC) is in a unique position seated between the mortgage industry and state and county government entities when it comes to the recordability of mortgage related documents. Each have their own requirements and needs that don’t always agree with each other. When […]

Maintaining Community Outreach (Safely) During and After COVID-19

How do you continue community outreach efforts with people at risk while maintaining cautious measures imposed by the COVID-19 pandemic? A question that many companies and individuals have been struggling with over the last six months. Under the complex conditions brought by COVID-19, NTC has maintained our community outreach efforts in the face of the […]

Human Resources: Embracing the Challenges During a Pandemic

Many organizations have struggled and continue to do so during these unusual times. There are some organizations that have not only survived but have flourished using the key combination of flexibility, innovation, and a little bit of luck. I am eager to share our own lessons learned while navigating this challenging journey. First and foremost, […]

How Long Will Rates be so Low?

Featured in REI-Inks Magazine On March 15, 2020, in the wake of the corona virus pandemic, the Federal Reserve cut the Fed funds rate to 0.25%. This reflects the rate at which commercial banks lend reserves to each other overnight, on an uncollateralized basis. The Fed’s goal is to encourage growth and spending. As the […]

Corporate Security, a Peek Behind the Curtain

At the risk of alienating myself from my cyber and information security peers, I want to give you a glimpse into the mind of a ‘security guy.’ This article may lead to a better understanding and adoption of security initiatives within your organization. This will also provide some insider information regarding the nefarious Security Team. First […]

ESTABLISHING NEW SOFTWARE IN THE RESIDENTIAL MORTGAGE INDUSTRY

In December 2019, Nationwide Title Clearing, Inc. (NTC) introduced a solution designed specifically for financial institutions involved in residential mortgage dealing with mortgage-related documents. PerfectDocs was the latest tool to be made available through NTC’s web-based client portal, PortalLink. With the release of the new product, NTC incorporated nearly thirty-years of its own experience and […]

Selling and Delivering as a Business Partner in Today’s Market

The residential mortgage industry has seen some significant changes over the past few months, and we are left to adapt to a new norm, once again. The COVID-19 crisis has been a stress test, of which, I believe, companies operating here have passed, particularly mortgage servicers. That may be because the mortgage servicing industry has […]

Real Estates Short Hot Summer

Featured in REI-Inks Magazine Spring is a home-buying season. However, the 2020 season had a false start. 2020 started with new and existing home sales at a 12-year high. In late February to early March, mortgage applications were up, and the market looked optimistic. Then COVID-19 hit, and the U.S. sheltered in place. Open houses […]

NTC -Whitepapers

NTC’S WHITEPAPERS Over the last three decades, NTC’s team of subject-matter experts have written several whitepapers on best practices and outlined industry demands. The topics range from mortgage servicing, mortgage lending and expands into capital markets. Download your copy of NTC’s whitepaper today! INSIDE NTC’S TRAINING PARADIGM: WORKFORCE TRAINING  BEST PRACTICES FOR PARTNERING WITH A […]

NTC Blog

COVID-19 SAFETY PRACTICES With the social distancing being extended through April 30th, Nationwide Title Clearing, Inc. created an info-graphic flyer on practicing safe hygiene to slow the spread of the COVID-19 virus. When practicing social distancing please remember to: Only go out when essential items are needed or in a case of an emergency When […]

NTC Blog

NTC’S PERFECTDOCS The solution for the preparing and recording of lien release and assignment of mortgage documents is here. NTC has put nearly thirty years of experience, knowledge and technology into the PerfectDocs solution. NTC has always been a premiere service provider in this space and now we are offering the same elements and best […]

Capital Markets Services

NTC’s capital markets services provide solutions to assist with mortgage servicing rights transfers, securitization and whole loan sales. With our team of experts business partners can expect accuracy, speed, cost savings and accommodation of high volumes. SERVICES: Assignment of mortgage preparation and recordation Endorsement/allonge preparation and execution Mortgage position and assignment chain validation Assignment chain […]

Document Custody

DOCUMENT CUSTODY NTC has made substantial investments in a hi-tech facility that was built with years of experience in document custody. We ensure that your collateral is safe and available both physically and electronically at all times. Process flows for file intake and file pull/ship were built to accommodate the fast turn-time demands of today’s […]

Document Retrieval

DOCUMENT RETRIEVAL When it comes to extensive land record research in the residential mortgage industry we are the experts. NTC has invested years honing our systems in order to offer the most sought-after research and abstractor services in the industry. ONLINE COUNTY RESEARCH/IMAGE REPOSITORIES Our processes seamlessly retrieve information or images of recorded real estate […]

NTC Blog

LIEN RELEASES In a complete or partial outsource environment, or simply as a trusted partner and support/back-up provider, NTC’s lien release processing and management services include a full service solution for preparing and recording the documentation to cancel a mortgage as the final step in the payoff or charge off process. Managing lien release state […]

Property Reports

PROPERTY REPORTS With extensive digital access to county records as well as a national abstractor network, NTC property report and title search services get you fast accurate results with competitive pricing. Whether for servicing, secondary or capital markets, our many search types and reports are customized or combined to suit your needs. NTC OFFERS THESE […]

Title Services

TITLE SERVICES NTC supports origination, servicing and capital markets with industry leading processes for locating lost policies, retrieving documentation, remediating exceptions and issuing title. TITLE POLICY CORRECTIVES If the original lender’s policy has a critical defect, NTC works with the original issuing agent and/or underwriter to correct the policy instead of escalating to a replacement […]

Assignment Verification Reports

  For each loan, NTC’s research department performs a thorough search of current land records, reviews the findings and provides a report on the subject mortgage, including all applicable recorded documents in the assignment chain as well as the determined current lender of record. The report will also specify whether the mortgage was released or […]

Assignments of Mortgage

ASSIGNMENTS OF MORTGAGE Mortgage lenders, servicers and investors rely on NTC to process and double-check every detail of every assignment needed to effect life of loan events. NTC has a less than 1% reject rate in over 3,600 jurisdictions nationwide. Having established best practices that set the industry standard, NTC’s assignment services include each step […]

Final Document Processing

FINAL DOCUMENT PROCESSING In today’s highly regulated environment, ensuring that collateral files are complete and perfected is the first step in protecting investments and reducing overall cost of servicing, as well as associated risk factors during the life of the loan. NTC’s dedicated team of subject matter experts incorporate industry best practices. We partner with […]

Collateral File Review and Remediation

  NTC provides complete collateral file review and remediation services. Whether looking to securitize, sell or retain loans NTC has flexible service packages that cater to specific portfolios, investors and objectives. The key to efficiently manage any loan’s disposition is perfect collateral. Files are first reviewed by a team of trained professionals, then NTC cures […]

Thought Leadership: PR and Marketing Magic

Most executives know that you must spend on marketing to generate sales. Nevertheless, marketing is just one form of customer-facing communication. In my experience, public relations can be equally as important for generating sales. Since it is often the entry point for new prospects, your PR should be designed to bring brand awareness to your […]

Thought Leadership: How We Make a Difference

It’s been said that companies are either growing or they are dying. I understand the pursuit of growth and the good it can bring to both the company and those it serves, but there are more important things than growth for its own sake. Growing the business is important, of course. We understand this, which […]

NTC Joins the American Mortgage Diversity Council

NTC is proud to announce that we are new members of the American Mortgage Diversity Council (AMDC.) The American Mortgage Diversity Council is an organization that we are proud to support, as their mission is to promote inclusion and diversity throughout the mortgage finance industry. Their mission is to ”provide tools and strategies to create […]

Thought Leadership: Putting the Long Term First

One of the challenges today’s leaders face is that virtually all are also called upon to manage. Many managers are great leaders, but not all. Similarly, many visionary leaders spend so much time in the day-to-day that they fail to effectively share a vision that keeps the team moving beyond the short term objectives. In […]

Thought Leadership: Where Service Starts

As the CEO of a service provider to the US mortgage lending industry, I’m always asking myself how my team can do a better job of delivering our offerings to our lending and servicing partners. In the process of answering this question, I have come to realize that the relationship with the customer in a […]